Commercial Insurance in Texas
Protecting Your Business with the
Right Insurance
Shopping for business insurance is similar to other important purchases in that it’s necessary to compare quality, features, and prices. The difference is that insurance isn’t just an investment. Rather, it’s a safeguard for the future of your business.
Some form of commercial insurance is a legal requirement in most states. For example, most states mandate workers’ compensation insurance if you have employees and commercial auto insurance if you have company vehicles.
While business liability insurance isn’t explicitly required, without it you would have to pay out-of-pocket for the expenses that may come out of a lawsuit or claim. This sort of circumstance could leave you with no financial means for your business to survive.
As an independent insurance agency, VOS Insurance Agency takes the opportunity to understand your business thoroughly so that your coverage can be best personalized for your needs. Our priority is ensuring your business has the right coverage, giving you peace of mind while we handle the details if a claim arises.
Types of Commercial Insurance
We Offer in Texas
Commercial Trucking Insurance
If your business relies on trucks for operations, this coverage safeguards your vehicles and drivers against risks like accidents, theft, or damage. Our policies are tailored to meet the unique requirements of commercial trucking in Texas.
Workers' Compensation Insurance
Workers’ compensation is crucial for protecting your employees and your business. It provides benefits for employees who experience work-related injuries or illnesses while shielding your business from potential lawsuits.
Umbrella Insurance
Sometimes, your standard policies may not cover the full extent of a claim. Umbrella insurance offers an additional layer of protection, ensuring your business is covered for large or unexpected claims that exceed your primary policy limits.
General Liability
General liability insurance is the foundation of any business’s risk management plan. It covers claims related to bodily injury, property damage, or personal injury, protecting your business from lawsuits and financial setbacks.
Property Liability Insurance
Your business’s physical assets are vital to your success. Property liability insurance protects your building, equipment, and inventory against risks such as fire, theft, or vandalism, helping you recover quickly in the face of unforeseen events.
Insurance for Roofers
Roofing is a high-risk trade, and the right coverage can make all the difference. Our roofer insurance helps protect against job site injuries, property damage, and liability claims. With tailored policies that include essentials like general liability, workers’ comp, and commercial auto, we make sure your business is covered where it matters most. With the right protection, your business stays secure while you focus on delivering quality work.
Importance of Business Insurance in Texas
If you are a small business owner, you might start off with basic business insurance. Basic business insurance includes:
- General Liability Insurance: This type of insurance is necessary for the majority of businesses. This liability protects you and your business by guarding against things such as property damage, injuries, suits, and injuries.
- Commercial Car Insurance: Any vehicles used for work must be fully covered and protected by commercial auto insurance, as work-related events are usually not covered by personal policies.
From maximum protection to minimal coverage, we provide you with options to ensure that your business is insured during every stage of its development. If you own a business, you are always exposed to accidents, lawsuits or illnesses and as soon as your company grows, your needs will change, and this also includes your insurance needs.
Choose VOS Insurance to find a commercial insurance policy that’s tailored for your business and its most pressing interests. We have a commitment to assisting you in comparing policies and choosing the best match.
