all about coverage

Whether you’ve always been a boater or are planning to buy your first boat soon, you have come to the right place. We understand how important your boat is to you, and we also understand that it likely represents a major expense. You want to be confident that your boat will not end up a huge financial drain, and that’s the protection that San Antonio boat insurance can provide.

Protect Your Boat With Insurance

There’s nothing like spending a warm Texas day on the waters around San Antonio. The sun in your face, the wind in your hair, surrounded by family and friends. A day on the boat can create memories that will last forever. Whether you have a small fishing boat or a huge houseboat, it’s likely at the heart of your weekend plans and favorite moments.

We know that your boat is a big part of your life. We also know that it is expensive. We provide insurance to boaters in San Antonio so you can get on the water knowing you are covered against all potential losses. That peace of mind will make your day on the lake or river even better.

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    What San Antonio Boat Insurance Covers

    There are a few different kinds of boat insurance, and for some, it can be challenging to identify the best one. The professionals at VOS Insurance can help you select the perfect San Antonio boat insurance for your unique situation. However, here are a few basics:

    All-risk insurance: Covers your boat against all damages, whether they happen in the water or during storage or towing. Boats are at risk for many different types of damage. All-risk gives you the security of knowing you’re covered.

    Replacement cost coverage: If your boat is totaled, this insurance pays to replace it, even if the replacement costs more than you originally paid.

    Liability insurance: Unfortunately, people can get hurt on a boat. The combination of water, fast speeds, and the water sports many people enjoy can result in major injuries. Liability insurance will cover the medical costs of someone injured on your boat. It will also cover your legal fees if you need to defend yourself in court.

    Choose VOS Insurance

    Choosing the right insurance without overpaying can feel stressful. That’s why you should choose VOS – we specialize in San Antonio boat insurance and have been part of this community for more than two decades. When you work with us, you know you are getting exactly what you need. Give us a call today to get started.